Terms & Conditions
Effective Date: 5/11/2026
These Terms of Service govern your use of the ZINC Financial Inc website, contact forms, communications, and related services. By using our website or submitting information to ZINC Financial Inc, you agree to these Terms.
Business Contact Information
ZINC Financial Inc
Phone: 559-966-1000
Email: [email protected]
Address: 1525 E. Shaw Ave, Fresno, CA 93710
Website: https://start.zincfinancial.com/zfim-home
About ZINC Financial Inc
ZINC Financial Inc provides private capital lending services for qualified real estate investors and borrowers. Loan availability, terms, rates, fees, leverage, closing timelines, and approvals are subject to underwriting, borrower qualification, property review, project review, documentation, and final approval.
Nothing on this website is a guarantee of financing, loan approval, loan terms, rates, fees, or closing timeline.
Website Use
You agree to use this website only for lawful purposes. You agree not to misuse the website, submit false or misleading information, interfere with website functionality, or attempt to access systems or information without authorization.
Loan Information and No Guarantee of Approval
Information provided on this website is for general informational purposes only. Any loan inquiry, application, or financing request is subject to review and approval by ZINC Financial Inc.
Submitting a form, speaking with our team, or receiving communication from ZINC Financial Inc does not guarantee loan approval, specific loan terms, funding, or any particular outcome.
Transactional SMS Terms
ZINC Financial Inc may send non-marketing transactional SMS messages to individuals who have opted in to receive text messages from us. These messages will include only the following message types:
Appointment reminders
Message frequency varies based on your inquiry, application, account activity, or support needs. Message and data rates may apply.
You may opt out of SMS messages at any time by replying STOP. You may receive help by replying HELP or by contacting us at 559-966-1000 or [email protected].
Consent to receive text messages is not required as a condition of doing business with ZINC Financial Inc.
Carriers are not liable for delayed or undelivered messages.
For questions about your text plan or data plan, contact your wireless provider.
ZINC Financial Inc does not use transactional SMS messages for cold outreach, promotional campaigns, third-party lead generation, or marketing blasts.
Age Restriction
Users of our SMS service and our website as a whole must be 18 years of age or older. Our services do not address anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from anyone under the age of 18 without verification of parental consent, we take steps to remove that information from our servers.
Email and Phone Communications
By submitting your contact information, you authorize ZINC Financial Inc to contact you using the information you provide, including by phone call or email, regarding your inquiry, application, account, servicing matter, or support request.
Privacy
Your use of our website and communications with ZINC Financial Inc are also governed by our Privacy Policy. Please review our Privacy Policy for information about how we collect, use, and protect personal information.
Third-Party Services
ZINC Financial Inc may use third-party service providers to support website hosting, CRM systems, communications, analytics, loan processing, account support, and business operations. These providers may process information as necessary to provide services to ZINC Financial Inc.
No Legal, Tax, or Investment Advice
Information provided by ZINC Financial Inc is not legal, tax, accounting, or investment advice. You should consult your own advisors before making financial, legal, tax, or investment decisions.
Limitation of Liability
To the fullest extent permitted by law, ZINC Financial Inc is not liable for damages arising from your use of this website, reliance on website information, technical issues, third-party services, or unauthorized access beyond our reasonable control.
Changes to These Terms
ZINC Financial Inc may update these Terms of Service from time to time. Updates will be posted on this page with a revised effective date. You are advised to review this Terms of Service periodically for any changes. Changes to this Terms of Service are effective when they are posted on this page.
Contact Us
Questions about these Terms may be directed to:
ZINC Financial Inc
Phone: 559-966-1000
Email: [email protected]
Address: 1525 E. Shaw Ave, Fresno, CA 93710